Top LA Fire Issues Implicated In Trio Of New Insurance Bills

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Elizabeth Tosaris has weighed in on three newly introduced California insurance bills that could reshape how wildfire-related claims are handled in the wake of last year’s fires in Los Angeles. Quoted in Law360 Review, Elizabeth flagged that provisions in S.B. 876—including restitution paid directly to policyholders for certain violations—could “open the door to a ton of litigation,” with significant disputes potentially arising over what losses are actually covered and how much insurers should pay. She also noted the significance of S.B. 878’s proposed 20% annual interest penalty for missed claim-response and payment deadlines, particularly in the aftermath of catastrophic events when staffing adjusters, appraisers, and other key resources become extremely challenging.

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