LA’s Target On State Farm May Test Industry Wildfire Practices

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Law360 Insurance Authority talked to Elizabeth Gates about Los Angeles County’s lawsuit challenging State Farm’s handling of homeowners’ claims arising from the 2025 wildfires, a case that could have significant implications for California’s insurance market. The action is unusual because it was brought by the county rather than the California Department of Insurance. Elizabeth, who represents insurers in regulatory matters, points to potential questions surrounding the county’s standing and explains how a verdict that affects State Farm’s profitability could ultimately bear on insurance costs for consumers.

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