California is reshaping the regulatory landscape for vehicle service contract (VSC) providers, with the California Department of Insurance taking a significantly more aggressive enforcement approach that extends well beyond traditional licensing issues. In their article for Providers & Administrators, Mark Robinson and Elizabeth Gates examine how recent CDI actions are raising compliance expectations across claims handling, administrator oversight, consumer disclosures and operational controls, and what providers and administrators should do now to help mitigate regulatory risk. Their analysis underscores why proactive compliance and early involvement of experienced regulatory counsel are becoming increasingly important as California’s enforcement environment continues to evolve.