Change Lending, LLC, which does business as Change Home Mortgage, is at the forefront of community-focused lending, dedicated to providing home loans to low- and moderate-income borrowers through the U.S. Department of Treasury’s Community Development Financial Institutions (CDFI) Fund. Since 2018, Change has exemplified this mission by distributing billions in critical funding to low-income borrowers, persistent poverty regions, and first-time homeowners.

When the Treasury Department abruptly terminated Change’s essential CDFI certification in August 2023, the future of the company—and its critical community work—was immediately endangered, as was the funding of countless borrowers in need. Change called on us for help.

We immediately filed an emergency lawsuit and sought a temporary restraining order to halt the government’s action. Our strategy worked. The TRO was granted—a ruling that proved to be much more than a decisive legal victory as it triggered the Treasury Department’s agreement to restore Change’s certification.

This wasn’t just a huge win for Change, but a triumph for a myriad of families who depend on its lending support. With its CDFI certification reinstated, Change Home Mortgage resumed normal operations, allowing for uninterrupted funding and financial stability for underserved communities nationwide.