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Paul Zimmerman

Showing 5 posts from April 2014.

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Statutes, Regulation, and Bureaucratic Decrees

Insurance is a heavily-regulated business.  Insurance consumers pay for the product before they receive the benefits of paid claims.  They give money to consumers and receive a promise that, in the event of a loss, the company will indemnify.  As a result, insurers end up holding a lot of money that doesn’t really belong to them.  It’s going to be needed to pay claims.  The majority of insurance regulation is intended to ensure that insurers make good on their promises rather than just stealing the money and not using it to pay claims.  It is similar to banking – another heavily-regulated industry. (Read More)

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Insurance Regulatory Update

Bill Gausewitz provides regular regulatory updates to the State Bar Insurance Law Committee. Check out the April 2014 report. (Read More)

Rob Berg Discusses Homeowners Insurance on KFWB News Talk 980

Rob Berg was featured on the KFWB News Talk 980 radio show, Money 101, hosted by Bob McCormick. In this segment, “Things Every Homeowner Should Know,” which aired on March 20, 2014, Rob discusses homeowners insurance policies and the degree of protection they can provide.

Developments on Force-Placed Insurance

Robert Barbarowicz spoke on the “Developments on Force-Placed Insurance” panel at the Spring Meeting of the Surplus Lines Law Group on April 4, 2014 in Fort Lauderdale, FL. In this clip, he compares and contrasts New York consent orders on lender-placed insurance (what regulators refer to as “force-placed” insurance) with the proposed and as of yet unadopted New York regulations. He discusses consent orders that were entered into in April and May of 2013 between New York regulators and the four largest lender-placed insurers in New York.

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Restaurants Be Prepared: California Supreme Court to Interpret Suitable Seating Requirements

California’s Suitable Seating law has been the subject of a growing number of representative actions in California over the past two years.  On March 26th, 2014, the California Supreme Court ruled that it will provide clarification of the law by deciding questions presented by the Ninth Circuit Court of Appeal in Kilby v. CVS, Inc., the leading case on the subject. (Read More)